F.A.Q. - Questions & Answers

	1.What Is A Prepaid Legal Membership And How Does It Work? 2.Why Do I Need Prepaid Legal Coverage? 3.Is Membership Worth The Money? 4.How Do I Know My Plan Will Save Money And Not Waste It? 5.What Are The Most Common Benefits Used By Members Some common questions to ask yourself with respect to the Individual/Family Plan: Common issues/questions your Business may have 6.How Much Does My Membership Cost With Grace Prepaid Legal Group, Inc.? (A)Individual/Family Plan: (B)Business Plan: 7.What Benefits Are Covered By Grace Prepaid Legal Group, Inc. Membership Plans? (A)Individual/Family Plan: $25 per month Who Is Covered By My Individual / Family Membership Plan? (B)Business Plan: $75 per month Who Is Covered By My Business Membership Plan? 8.How Do I Use My Prepaid Legal Services? 9.Selecting And Purchasing A Prepaid Legal Plan: 10.Becoming A Member Of Grace Prepaid Legal Group: A)How do I sign up for Membership? Can I enroll online? B)How soon do my benefits start? C)Is Membership only available to U.S. citizens?

Questions on Basic Membership and Benefits

1. What Is A Prepaid Legal Membership And How Does It Work?

Similar to insurance benefits that provide “pre-paid” access to doctors and specialists, your Membership with Grace Prepaid Legal Group, Inc. provides “pre-paid" access to qualified law firms and attorneys who practice in different fields of law. For a wide range of benefits and coverage on very common legal needs, Membership for Plan (A)- Individual / Family costs only $25 per month – even less than the fee experienced attorneys would charge to prepare a contract; Membership for Plan (B): Business Plan is $75 per month, or $900 per year. Three (3) and Five (5) Year Plans are also available. Additional benefits are included with longer Membership Plans.

2. Why Do I Need Prepaid Legal Coverage?

Since the average American cannot afford qualified help with legal problems, everyday working people face greater risks of losses or damages. Without an experienced lawyer you can rely on, opponents often take advantage of your lack of resources to defend yourself, which causes additional stress and fear of becoming a victim. In order to protect your rights and interests, or even to ask for simple advice or information, it helps to have direct access to qualified lawyers without worrying about the cost. When you know you are covered by the Prepaid Legal Service Contract provided by Grace Prepaid Legal Group, Inc., you have confidence you can get help at any time you need it.

3. Is Membership Worth The Money?

Yes. Membership with Grace Prepaid Legal Group, Inc. costs less for a whole year of coverage than most attorneys charge for a few hours ($300 per year whereas a good attorney could charge you $350 per hour or more). That means if you use your benefits just one time, your Membership has already paid for itself. How are the fees this low? The Membership Fees of all Grace Members are pulled together and used to hire experienced Provider Attorneys.

4. How Do I Know My Plan Will Save Money And Not Waste It?

Time is money. When you can save time and stress by calling an attorney whenever you have a legal question, that means less time spent worrying about solving problems on your own. Your Provider Attorney is there any time you need help, even if you do not call on a regular basis. Having reliable legal help just a telephone call away, you will be more confident in all your personal and professional life; and less likely to become a victim of fraud, abuse or wrongdoing.

5. What Are The Most Common Benefits Used By Members?

Some common questions to ask yourself with respect to the Individual/Family Plan:

• Do you plan to buy or sell a home in the next year or two?
• Do you run your own business or need help with incorporation?
• Do you have questions about your taxes or other property issues?
• Are you prepared in case of an IRS audit?
• Have you received a traffic ticket that could affect your license or driving record?
• Do you have a personal will or need help to prepare one?
• Have you lost a security deposit or been overcharged for defective repairs or goods?
• What legal protection do you have when you are deframed?
• How often do you sign contracts (including your cell phone, automobile, or house mortgage)?
• Should or should you not declare bankruptcy?

Common issues/questions your Business may have:

• Hidden bank fees or threat of foreclosure.
• Relationships between employer and employee.
• Buying / selling / leasing real estate or personal properties.
• Questions about leases.
• Creditors threatening to take action against your business.
• Disputes over repair or rental contracts.
• Reviewing contracts and documents.
• Questions about your business, partnership, or corporation.
• Violator or alleged violations in nail, hair, facial and massage therapy businesses.
• Infringement of trade name and/or customer lists.
• Violations of non-competition clause.
• Violations of Corporate Law, Consumer Law, Real Estate Law, Leasing.

These are some of the most common ways that Membership services can be used on a regular basis, so that the values you receive clearly exceed the low monthly cost, or even 3 years cost, or even 5 years cost. Renewing longer-term memberships on an annual basis means you will receive increased benefits at even greater discounts for the maximum coverage. For detailed information on the different plans and coverage, please see more links below.

6. How Much Does My Membership Cost With Grace Prepaid Legal Group, Inc.?

(A) Individual/Family Plan:
Fees for your Membership Plan start at $25 per month.

(B) Business Plan:
Fees for your Membership Plan start at $75 per month or $900 per year.

7. What Benefits Are Covered By Grace Prepaid Legal Group, Inc. Membership Plans?

(A) Individua/Family Plan: $25 per month

Five (5) Year Platinum Membership
(with 50% discount off all other legal work)
$25.00

• No Enrollment Fee.
• Priority Call-In.
• Additional Pre-Trial and Trial Hours.
• One Time Enrollment Fee: $25.00
  

One (1) Year Membership
(with 15% discount off all other legal work)
$25.00 per month

• One Time Enrollment Fee: $25.00.
  

Who Is Covered By My Individual / Family Membership Plan?

Your Membership with Grace Prepaid Legal Group, Inc. covers:

• You as the Primary Member.
• Your Spouse or Significant Partner.
• Never-married, dependent children living in your household (up to age 21).
• Never-married, dependent children enrolled full-time in college (up to age 23).
• Minor children under your legal guardianship (up to age 18).
• Dependent child with mental or physical disability who depend on you for support (any age).
  

(B) Business Plan: $75 per month

Employee 0-49

One Year Membership
(with 15% discount off all other legal work)
$75.00 per month

• One Time Enrollment Fee: $75.00
  
  

Three Year Membership
(with 33% discount off all other legal work)
$75.00 per month

• One Time Enrollment Fee: $50.00
  
• Priority Call-In
• Additional Pre-Trial and Trial Hours
  
  

Five Year Membership
(with 50% discount off all other legal work)
$75.00 per month

• One Time Enrollment Fee: $50.00
• Priority Call-In
• Additional Pre-Trial and Trial Hours

Who Is Covered By My Business Membership Plan?

8. How Do I Use My Prepaid Legal Services?

Whenever you have a legal question, dispute or issue that may require legal advice, just call the toll-free number on your Membership Card and give brief details about your situation. A Provider Attorney will return your call as soon as possible. Pre-existing conditions are not covered. There are no claim forms, deductibles or hassles. Your confidentiality will be protected, and there are no fees or limits on telephone consultations covered by your plan.

9. Selecting And Purchasing A Prepaid Legal Plan:

How can I get answers to my questions before purchasing a plan?

10. Becoming A Member Of Grace Prepaid Legal Group:

A) How do I sign up for Membership? Can I enroll online?

To become a Member, please contact Grace Prepaid Legal Group, Inc. at 1-888-GRACE-89, local, (713) 493-2722 or you may enroll for membership online at www.graceprepaidlegalgroup.com.

B) How soon do my benefits start?

Your coverage is effective immediately after your membership application and payment is processed. You may start your benefits as soon as 24 to 48 hours by enrolling and purchasing your Membership online at www.graceprepaidlegalgroup.com.

C) Is Membership only available to U.S. citizens?

You are eligible to join Grace Prepaid Legal Group, Inc. as long as you are a legal U.S. resident, and your state of primary residence supports the Prepaid Legal Plan you choose. For details on benefits and coverage, please see Grace Prepaid Legal Group, Inc.’s Membership Manual.